Broker age rules
Many brokers publish a minimum authority age, often 30, 90 or 180 days. Until you clear it, they won't set you up.
A new MC gets turned away by half the brokers and targeted by every scammer. We work the brokers that book new authorities, check every one before an offer reaches you, and follow a 180-day plan to get you to standard rates. You approve every load.
Many brokers publish a minimum authority age, often 30, 90 or 180 days. Until you clear it, they won't set you up.
Brokers verify your coverage with your insurer, and some want higher cargo limits than the minimum.
No inspections, no on-time record, no references. Every load you deliver cleanly builds that file.
Fake brokers, double brokering and phishing for your FMCSA login all target new MCs because they're new.
Slide through the first six months or tap a marker. This is the plan we follow with every new authority, from the first carrier packet to your rate review at month six.
Your W-9, insurance certificate, MC and DOT and NOA (if you factor) go to brokers that accept new authorities. We build your list of approvals.
FMCSA also schedules a new entrant safety audit within your first 12 months. Clean logs, maintenance records and drug testing files (for CDL carriers) make it routine instead of a scramble.
SOURCE: FMCSA New Entrant Safety Assurance Program (checked Oct 2026)
CDL rigs: your testing program has to be in place before your first load. Read about a DOT drug testing consortium, or join one through our partner (referral link, disclosure).
Non-CDL 26 ft box trucks and hotshots: DOT drug testing doesn't apply to you. Not sure whether you need a CDL or an MC at all? Use the DOT and MC number checker.
| Red flag | What it usually means | What to do |
|---|---|---|
| Email from a free mail account claiming to be a big broker | Someone impersonating the broker | Verify the contact through the broker's FMCSA record |
| Request for your FMCSA or bank login | Account takeover attempt | Never share it; report it |
| Rate far above the market, pay sent by an unusual method | Bait for a scam or double brokering | Check the broker's history before saying yes |
| Pickup address changes after dispatch | Possible cargo theft | Stop and confirm with the shipper directly |
| Fee to release a load or a quick-pay advance | Advance-fee scam | Real brokers don't charge carriers to haul |
Timing depends on your paperwork and your lanes, so these are typical days, not promises.
Being new doesn't mean taking whatever comes. Every load reaches you as an offer with the broker, rate and terms. You say yes or pass, and passing costs nothing.
On a yes, the broker sends the rate con straight to you. Read it, check it matches, and sign it yourself. Those rate cons, and the history they build, are under your MC.
YOUR CALL. NOTHING IS BOOKED UNTIL YOU SAY YES.
While your authority is under 6 months old, the fee is 7% of the gross on loads you haul, on any equipment and any fleet size. The first months take more work per load: more broker setups, more vetting, more calls to find someone who'll book a new MC.
At month six, single trucks on standard equipment move to 5% and fleets of two or more move to 4%. Single 26 ft box trucks and hotshots stay at 7%. Every rule is on rates and fees.
EXAMPLE
The first 30 to 45 days are the hardest: loads delivered, money not in yet, fuel and insurance due. Many new carriers factor to bridge that gap. We refer carriers to a factoring partner and may be paid for referrals. Read about factoring for new authorities before you decide.
Still planning your business? Our guides on starting a hotshot business and hotshot startup costs cover the money side.
Yes, and new box truck, van, reefer, flatbed and other authorities too. Hotshots and single 26 ft box trucks stay at 7% after month six; other single trucks move to 5%.
When your authority turns 6 months old. A single truck on standard equipment moves to 5%, and fleets of two or more trucks move to 4%. A single hotshot or 26 ft box truck stays at 7%. The change happens on its own; you don't have to ask.
Usually a shorter load with a broker that books new MCs, sometimes at a rate a little under the market while you have no history. We still counter it. A clean first delivery with good communication is what gets the next broker to say yes.
Yes. New MCs get targeted: fake brokers, double brokering, requests for your login details, and quick-pay offers that never pay. We check every broker's authority, credit and history before an offer reaches you, and we'll never ask for your FMCSA login.
7% of the gross on loads you haul while your authority is under 6 months old, on any equipment and any fleet size. No setup fee, no minimums, month to month.
Some book you on day one. Many publish minimum authority ages, often 30, 90 or 180 days. Your list of approvals grows as your authority ages and your deliveries stay clean.
Active MC and DOT numbers, a W-9, a certificate of insurance with auto liability and cargo, your BOC-3 on file with FMCSA, current UCR, and your factoring NOA if you factor. CDL carriers also need a drug and alcohol testing program.
Yes. New or not, every load is an offer you accept or pass. On a yes, the broker sends the rate con straight to you to sign.
Often it does once you have clean history, but it depends on your insurer, your record and your equipment. Clean inspections, no claims and a passed new entrant audit all help at renewal. Ask your agent what they look at.
Many new carriers do, because broker payments take 30 days or more while fuel and insurance are due now. It's not required. Read how factoring works for new authorities before deciding.
See the full process on how we dispatch.
Apply in about 2 minutes. We start with brokers that book new authorities and check every one.